Kerala is known for its large diaspora, with lakhs of people working and living abroad, especially in Gulf countries. These Non-Resident Keralites (NRKs) contribute immensely to the economy of Kerala through foreign remittances and investments. Understanding their importance, the Government of Kerala established the Department of Non-Resident Keralites Affairs (NORKA) in 1996.To directly support the expatriates, NORKA functions through its field agency NORKA ROOTS, which provides welfare schemes, employment assistance, grievance redressal, and emergency support. Among the most important services offered by NORKA are:

NORKA ID Card – An official identity card for all NRKs.

• Pravasi Insurance Scheme – Financial protection through health and life insurance.
• Pravasi Pension Scheme – Social security and retirement benefits for NRKs.
• What the NORKA ID Card is and how to apply online.
• Full details of Pravasi Insurance and Pravasi Pension schemes.
• Eligibility, required documents, fees, and benefits.
• Step-by-step online application process.
• Contact details and official links for easy access.

What is the NORKA ID Card?

The NORKA ID Card is an official identity document issued by the Kerala government to all Non-Resident Keralites. It is mandatory for NRKs to obtain this card if they want to benefit from various Pravasi schemes, including insurance and pension.

Key Features of the NORKA ID Card:

• Serves as a valid proof of identity for NRKs.
• Recognized by Indian embassies, consulates, and NORKA ROOTS.
• Mandatory for availing Pravasi Insurance and Pension schemes.
• Helps NRKs and their families in emergency situations.
• Valid for three years from the date of issue.

Benefits of the NORKA ID Card

• Official Recognition: Confirms the legal status of NRKs abroad.
• Access to Welfare Schemes: Needed for Pravasi Insurance, Pravasi Pension, and other benefits.
• Emergency Assistance: Helps families receive aid in case of accidents, deaths, or repatriation.
• Skill Development Opportunities: Enables cardholders to access NORKA’s training programs.
• Priority Services: Certain hospitals, agencies, and institutions offer privileges to cardholders.

Eligibility Criteria for NORKA ID Card

• Must be a resident of Kerala.
• Must be a Non-Resident Keralite (NRK) working/living abroad.
• Must have a valid passport and visa details.

Documents Required for NORKA ID Card

To apply for the NORKA ID card, you need:

• Passport-size photograph.
• Copy of passport (first and last page).
• Visa/Residence Permit/Work Permit.
• Aadhaar card.
• Proof of address in Kerala.

Step-by-Step Process to Apply Online for NORKA ID Card

• Visit the official website: www.norkaroots.org.
• Select NORKA ID Card Registration option.
• Register with your email/mobile and create a login.
• Fill out the online form with personal and passport details.
• Upload scanned documents in the required format.
• Pay the application fee of ₹315 (including GST).
• Submit the form and download the acknowledgment receipt.
• After verification, the NORKA ID Card will be issued and sent to your address.

Pravasi Insurance Scheme – Full Details

The Pravasi Insurance Scheme ensures financial protection for NRKs in times of medical or accidental emergencies. It covers not just life, but also medical expenses, disabilities, and even repatriation costs.

Key Benefits of Pravasi Insurance:

• Life Coverage: Compensation in case of accidental or natural death.
• Medical Coverage: Hospitalization, surgeries, and treatments covered.
• Disability Coverage: Financial aid for permanent disability due to accidents.
• Repatriation Support: Cost of transporting mortal remains in case of death abroad.

Eligibility:

• Must be a NORKA ID Card holder.
• Age limit: 18 to 60 years.
• Must be an NRK or a returnee after overseas employment.

Documents Required:

• NORKA ID Card.
• Passport copy.
• Proof of employment abroad.
• Bank account details.

How to Apply Online for Pravasi Insurance Scheme:

• Visit www.norkaroots.org.
• Login with your NORKA ID.
• Select Pravasi Insurance Scheme.
• Fill in the online application form.
• Upload required documents.
• Pay the premium (₹1000 – ₹2000 annually depending on plan).
• Policy document will be issued online.

Fees & Validity

• NORKA ID Card Fee: ₹315 (valid for 3 years).
• Pravasi Insurance Premium: ₹1000 – ₹2000 annually.
• Pravasi Pension Contribution: ₹100 – ₹500 monthly.

Conclusion

The NORKA ID Card, Pravasi Insurance Scheme, and Pravasi Pension Scheme are lifelines for Non-Resident Keralites and their families. With these schemes, NRKs get identity recognition, insurance protection, and financial stability in retirement.Applying for these services is quick and simple through the NORKA ROOTS official website. Every NRK should first obtain a NORKA ID Card, as it unlocks access to all other Pravasi welfare programs.These initiatives show that the Kerala government deeply values its diaspora community and is committed to ensuring their welfare both abroad and at home.

Frequently Asked Questions (FAQs)

What is the NORKA ID Card?

The NORKA ID Card is an official identity card issued by the Kerala government for Non-Resident Keralites (NRKs). It is mandatory for availing Pravasi welfare schemes such as insurance and pension.

Who is eligible for the NORKA ID Card?

Any resident of Kerala working or living abroad with a valid passport and visa can apply for a NORKA ID Card.

How long is the NORKA ID Card valid?

The card is valid for 3 years from the date of issue. After expiry, you need to renew it online.

What is the application fee for the NORKA ID Card?

The application fee is ₹315 (including GST).

How can I apply for a NORKA ID Card?

You can apply online by visiting the official website www.norkaroots.org, filling out the application form, uploading documents, and paying the fee online.

What is the Pravasi Insurance Scheme?

The Pravasi Insurance Scheme provides life, medical, and disability insurance coverage to NRKs. It also includes support for repatriation of mortal remains in case of death abroad.

Who is eligible for Pravasi Insurance?

To apply for Pravasi Insurance, you must:

• Be a NORKA ID Card holder.
• Be between 18 and 60 years of age.
• Be working abroad or a returnee after overseas employment.

How much is the premium for Pravasi Insurance?

The premium amount varies depending on the plan, usually between ₹1000 and ₹2000 per year.

What is covered under Pravasi Insurance?

The scheme covers:

• Accidental or natural death.
• Hospitalization and treatment expenses.
• Permanent disability benefits.
• Repatriation expenses.

What is the Pravasi Pension Scheme?

The Pravasi Pension Scheme is a social security initiative that allows NRKs to contribute a fixed monthly amount and receive a pension after the age of 60.