The Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY) is a flagship health insurance scheme by the Government of India. It offers cashless and paperless health coverage of up to ₹5 lakhs per family per year for secondary and tertiary hospitalization. With an aim to make healthcare accessible to every eligible citizen, the government has now made it possible to create your Ayushman Card directly from your mobile phone using the Ayushman App.In this 2500+ word guide, you will learn how to download the Ayushman Bharat app, check your eligibility, and create your Ayushman Card at home without visiting any office. All you need is a smartphone, Aadhaar number, and internet connection.
What is the Ayushman Bharat PM-JAY Scheme?
- Launched in 2018 by the Government of India.
- Offers free treatment up to ₹5 lakhs per family per year.
- Covers over 10 crore economically weaker families.
- Empanelled with both public and private hospitals across India.
- Treatment is cashless and paperless.
Benefits of Creating Ayushman Card Using Mobile App
- 100% contactless and paperless process.
- Available 24×7, no need to visit CSC or hospital.
- Check your SECC eligibility instantly.
- Easy to update personal details.
- Get the card in digital format (PDF) for instant use.
Who is Eligible for Ayushman Bharat Scheme?
To apply for an Ayushman Card, your family must appear in the SECC 2011 (Socio-Economic Caste Census) data or be eligible under state-specific health schemes merged with PM-JAY.
Key eligibility categories:
- Families without a male adult (16–59 years)
- Households with disabled members
- Manual labor families
- SC/ST families
- Landless households
Required Documents
To create your Ayushman Card via mobile, keep these documents ready:
- Aadhaar Card (Linked with mobile number)
- Ration Card (optional but helpful)
- Mobile Phone with Internet
- Photograph (auto-captured by app)
Step-by-Step Guide to Create Ayushman Card Using Mobile App
Step 1: Download the Ayushman Bharat (PM-JAY) Mobile App
- Go to Google Play Store (for Android phones).
- Search for “Ayushman Bharat – PMJAY”.
- Install the official app developed by the National Health Authority (NHA).
Step 2: Open the App and Choose Language
- Launch the app.
- Select your preferred language (English, Hindi, regional languages).
- Click “Get Started”.
Step 3: Check Eligibility (SECC Data)
- Click on “Am I Eligible?”
- Enter your mobile number or Aadhaar number.
- Select state and district.
- If your family is eligible, your name and family details will appear.
Step 4: Face Authentication (eKYC)
- Tap on “Create Ayushman Card” next to your name.
- The app will ask for Face Authentication.
- Align your face in the frame and follow on-screen instructions.
- The app will automatically verify your Aadhaar-linked face data.
Step 5: Verify Aadhaar Details
- Your Aadhaar details (Name, DOB, Gender) will be displayed.
- Confirm the information.
- You may need to enter OTP sent to your Aadhaar-linked mobile.
- Step 6: Download Ayushman Card
- After successful verification, your Ayushman Card will be generated.
- Click “Download Card”.
- Save the PDF file for future hospital use.
How to Use the Ayushman Card After Creation
- Visit any empanelled hospital.
- Show your Ayushman Card (printed or digital).
- Hospital will verify your card via BIS portal.
- Avail cashless treatment as per PM-JAY guidelines.
Benefits of Holding an Ayushman Card
- ₹5 lakh insurance coverage per family per year
- Free treatment in more than 28,000 hospitals
- Covers over 1,500 procedures (surgery, maternity, ICU, etc.)
- No age limit, no cap on family size
- Portable across India
FAQs
Q1. Is the Ayushman mobile app free?
Yes, it is completely free to download and use.
Q2. Can I apply for other family members using my mobile?
Yes, provided their Aadhaar is linked with a mobile number.
Q3. What if my photo doesn’t match?
You’ll need to update your Aadhaar photo or visit a CSC for manual assistance.
Q4. Can I get the physical Ayushman card delivered to my home?
Not via the app. You can download the PDF and print it or get a laminated card at a CSC.
Q5. Is the Ayushman Card accepted in all hospitals?
Only in hospitals that are empanelled under PM-JAY. Always check the list before visiting.
Q6. What to do if the app crashes or shows error?
Update the app or reinstall it. If the problem persists, contact the Ayushman Bharat helpline.
Q7. How can I update my mobile number in Aadhaar for Ayushman use?
You must visit the nearest Aadhaar Seva Kendra to update or link your mobile number.
Q8. Can NRIs apply for Ayushman Card?
No, only Indian citizens listed in SECC 2011 or eligible state schemes can apply.
Conclusion
With the introduction of the Ayushman Bharat mobile app, creating your Ayushman Card has become easier than ever. You no longer need to visit government offices or centers. Just with a smartphone and Aadhaar, you can apply for and download your card from the comfort of your home. This revolutionary step not only saves time but also ensures that health insurance is accessible to everyone.